37. The provisions of this act shall apply to any mortgage loan:

   a.   Advertised, caused to be advertised, solicited, negotiated, offered, or otherwise transacted within this State, in whole or in part, whether by the ultimate residential mortgage lender or any other person;
 
   b.   Made or executed within this State; or
 
   c.   Which is secured by residential real estate located in this State, notwithstanding the place of execution.
 
   L.2009, c.53, s.37.