11. a. A mortgage servicer shall comply with all applicable federal laws and regulations relating to mortgage loan servicing, including, but not limited to:
 
   (1)   the "Real Estate Settlement Procedures Act of 1974" (12 U.S.C. s.2601 et seq.); and
 
   (2)   the "Truth-in-Lending Act" (15 U.S.C. s.1601 et seq.).
 
   b.   In addition to any other remedies provided by law, a violation of any federal law or regulation shall be deemed a violation of this section and a basis upon which the commissioner may take enforcement action pursuant to section 14 of this act.
 
   L.2019, c.65, s.11.