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17: 49-1. Individual insurance authorized; prerequisites to doing business. 17: 49-1. Individual insurance authorized; prerequisites to doing business. No person, partnership, or unincorporated association of persons shall engage in the business of insurance in this State except as agent of a person, association, or corporation authorized to do the business of insurance in this State, unless possessed of unencumbered assets in excess of his or their liabilities in a sum equal to the capital stock and surplus...
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